30 Days to Save: Tip #1

Tip #1

BUDGET:

Budget your money!!  Track every expense, keep every receipt, hold yourselves accountable for every dollar that comes in and goes out.  Instead of doing a "Yearly Budget", do a "Monthly Budget" that changes from month-to-month based on each month's expenses, always being sure to live within your means.  Realize each month has its own unique spending qualities - winter months require more money towards the heat, some months must include birthday gifts, summer months might require vacation money, etc.  Planning where your money goes is the best way to control your spending, reduce your debt, and enjoy your labors!