WOW – I have HUGE news!!

Our family is officially DEBT FREE (except for our mortgage) as of last night!  Yep, we submitted our taxes and received our rebate yesterday, which was enough to cover the remaining balance on the husband’s final student loan.  We paid it off last night and celebrated with Chocolate Babka Bread!

Waking up this morning, there is a sense of relief and freedom!  I’m thinking about Easter gifts for the girls without a sense of guilt.  In fact, there was enough money left over from our tax return to put a significant portion into savings as well (adding to our “Emergency Fund”).  We are officially onto Step 3 of the Dave Ramsey Plan.  All of our hard work and sacrifice is really paying off and it feels amazing to be able to accomplish these goals one by one.

I’ll be honest, we set a goal in January to pay off the remainder of the debt in three months, each laughing a little as we thought “Yeah right”.  But, we Ate from the Pantry through all of February and even extended that concept into March, purchasing only the bare minimum.  With the wonderful surprise of a larger tax refund than initially anticipated, our goal has been accomplished – in only TWO MONTHS!  I think it is so important to set goals, even ones that seem a touch out of realistic grasp, because you never know what the Lord may bring your way to assist you in your endeavors.  It feels so good to know that we are following Him even in our approach to our finances!

As for the rest of the week, it has been a hectic one.  You may not have noticed much, but this little blog is growing, slowly but surely.  Our efforts to prosper are being rewarded – and for that, we thank YOU!  Keep spreading the word and coming back here to encourage us!  We can feel your love.

How have you been doing this week/month/year?
Have you filed your taxes yet?
We’d love to know – so comment and tell us!

WOW – I have HUGE news!!

Our family is officially DEBT FREE (except for our mortgage) as of last night!  Yep, we submitted our taxes and received our rebate yesterday, which was enough to cover the remaining balance on the husband’s final student loan.  We paid it off last night and celebrated with Chocolate Babka Bread!

Waking up this morning, there is a sense of relief and freedom!  I’m thinking about Easter gifts for the girls without a sense of guilt.  In fact, there was enough money left over from our tax return to put a significant portion into savings as well (adding to our “Emergency Fund”).  We are officially onto Step 3 of the Dave Ramsey Plan.  All of our hard work and sacrifice is really paying off and it feels amazing to be able to accomplish these goals one by one.

I’ll be honest, we set a goal in January to pay off the remainder of the debt in three months, each laughing a little as we thought “Yeah right”.  But, we Ate from the Pantry through all of February and even extended that concept into March, purchasing only the bare minimum.  With the wonderful surprise of a larger tax refund than initially anticipated, our goal has been accomplished – in only TWO MONTHS!  I think it is so important to set goals, even ones that seem a touch out of realistic grasp, because you never know what the Lord may bring your way to assist you in your endeavors.  It feels so good to know that we are following Him even in our approach to our finances!

As for the rest of the week, it has been a hectic one.  You may not have noticed much, but this little blog is growing, slowly but surely.  Our efforts to prosper are being rewarded – and for that, we thank YOU!  Keep spreading the word and coming back here to encourage us!  We can feel your love.

How have you been doing this week/month/year?
Have you filed your taxes yet?
We’d love to know – so comment and tell us!